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Transaction Monitoring Software Built for Regulator-Mandated Scenarios

Monitor billions of transactions based on your risk appetite. Create and devise your own set of rules and customer segments or pick and choose from our library of 50k predefined rules.

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Any Industry, Any Scale, We Help All!

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We Know Your Struggles

Why Traditional Transaction Monitoring Tools Fail

Most traditional systems don’t adapt. Their fixed rules can’t keep pace with changing regulations or shifting global transaction behavior.Holiday spikes in Europe and the US, Ramadan-driven patterns in South Asia and the Middle East, these variations demand far morethan rigid rule engines or generic AI models. The result? Overloaded systems, high false positives, and increased compliance failures.

We Know Your Struggles

What Makes Us Stand Out

Transaction monitoring solutions for businesses of every size

AML Watcher's Transaction Monitoring provides a comprehensive view of customer activity by analyzing transactions alongside historical and current data of customers. It goes above the traditional rule-based systems, and beyond the AI based systems to enhance accuracy, efficiency, and reliability.

Pick from 50k predefined

Access 150+ Prebuilt AML Typologies Designed by Due Diligence Experts

Augmented Intelligence powered

Augmented Intelligence Powered By 10,000+ Hours of Compliance Expertise, Merging Human Insight With Technology

Access PEP Lists Of

Build Your Own Monitoring Logic by Creating 10,000+ Custom Rules to Match Your Risk Appetite

Get updates of changes

Get Extensive Background Checks To Determine Risks And Apply Rules Accordingly

AI-Powered Intelligence

Compliance AI Agent

Stop wasting time on false positives. Our AI Agent automatically identifies true positives from your transaction monitoring alerts, so you can focus on cases that actually need review.

  • Intelligent Detection

    Advanced machine learning models trained on millions of transactions to identify genuine risks.

  • Reduce Review Time by 90%

    Filter out noise and prioritize alerts that require immediate attention.

  • Continuous Learning

    The AI improves over time, adapting to your organization's unique risk patterns.

Learn More About AI Agent
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Experience Our Impact

Manage the Chaos with intelligent AML Transaction Monitoring

  • Save 90% of the manual workload with automated background checks for detailed risk analysis
  • Cut false hits by 85% with Augmented Intelligence, surpassing siloed rules-based or AI systems.
  • Monitor billions of transactions with AI trained by 10,000+ hours of compliance expertise from leading banks.
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Why AML Watcher

Why Are we the perfect fit?

  • local media sources icon

    Create 10K+ Custom Rules Without Code, or Choose from 150+ Predefined AML Typologies.

  • Fewer false positive

    You get real-time notifications and updates about any suspecious transaction that requires prompt actions.

  • sentiment based scale

    Go above rules and beyond AI based systems with Augmented Intelligence trained by compliance experts from leading banks.

Plug Into Your Existing Stack

AML Watcher's Transaction Monitoring integrates directly into your workflows, no specialist developer support needed. Choose API-first, no-code, or AI-agent access depending on how your team operates.

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MCP Server, Connect AI Agents Directly

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Feed AML Watcher data directly into your AI agents, no integration required. Sanctions, watchlists, and PEP data delivered as structured, AI-ready results.

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REST API

Stream billions of transactions into our monitoring engine via a single REST endpoint. JSON in, structured alerts out.

API-First
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No-Code Rules

Build 10,000+ custom monitoring rules without a single line of code. Deploy changes in minutes.

Non-Technical
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Webhooks

Push real-time transaction alerts to any downstream system the moment a rule is triggered.

Real time
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Batch Processing

Submit large transaction datasets for high-volume retrospective analysis across your customer base.

High-Volume

Where We Help?

Know Your Transactions Making your Business
Secure one transaction at a time

Biometric Screening

Custom Risk Scoring

Impactful risk assessment to efficiently manage risk categories for rules segmentation.

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Create Custom Rules

Pick and choose the people that you want to do business with.

Create Alert Checklists

Prioritise alerts that could generate suspicious activity
reports

  • Get complete overview of each alert in one window
  • Drill down into history and details of each action
  • Add notes to each transaction for clarity
Ongoing Monitoring

Transaction patterns, such as frequent cash inflows followed by single large withdrawals, are clear indicators of heightened risk. Identifying these patterns enables financial institutions to act swiftly and apply enhanced due diligence where necessary.

Mark
Sarkis Mazraani GRC Specialist

Your KYT Encyclopedia

What does “Good AML Data” mean for AML Watcher?

Your AML screening solution is as promising as the weakest link in your data chain.

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Pep Screening

Publications

Working with high-risk transactions is often unavoidable, but why is it crucial to monitor them effectively? How do you navigate the complexities of transaction monitoring? And how do you tackle the infamous challenge of “false positives”?

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Blogs

What role does transaction monitoring play in fortifying your AML defenses? How can businesses balance precision with efficiency? And what innovative tools are redefining how we approach this critical task? Discover the answers in our latest blog.

Complete Guide

A Complete Guide to Transaction
Monitoring in 2025

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A Comprehensive Sanctions Screening
Approach to Securing Transactions

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Let’s make each transaction count

Switch to AML Watcher today and reduce your current AML cost by 50% - no questions asked.

  • Find right product and pricing for your business
  • Get your current solution provider audited & minimise your changeover risk
  • Gain expert insights with quick response time to your queries

FAQs

Frequently Asked Questions

Thresholds are influenced by several factors, including customer segmentation, data analysis, and continuous optimization. AML Watcher works closely with you, utilizing your data and industry expertise, to refine and adapt these thresholds over time to suit your specific compliance needs.

Yes, completely. AML Watcher’s system adapts to the data you provide, enabling it to identify unusual patterns unique to your business. The platform uses your custom variables, definitions, and codes to ensure the monitoring process aligns with your organization's requirements.

AML Watcher employs an intelligent rules-based system to assess AML/CTF risks in real-time. This includes:

  • Basic Rules: Analyze single-transaction data for irregularities.
  • Aggregate Rules: Track patterns across multiple transactions, such as transaction velocity.
  • Behavioral Rules: Compare current activity with historical trends, like average transaction values.
  • Risk Pattern Rules: Match transaction behavior against known AML/CTF risk indicators.
These rules are carefully implemented and tailored to your system, ensuring that your monitoring efforts focus on areas that drive meaningful results, such as resolving flagged cases quickly and effectively.

Real-time transaction monitoring analyzes financial transactions as they occur, within milliseconds, to detect fraud, money laundering, and regulatory violations before they complete. Systems apply rule-based logic to flag irregularities, track velocity patterns, and compare activity against historical behavior. When unusual activity is detected, instant alerts are generated so compliance teams can respond before damage is done.

Any regulated business handling financial transactions needs AML transaction monitoring, including banks, investment firms, payment processors, fintech and crypto platforms, law firms, real estate businesses, and gambling operators. If your industry touches money, regulators expect you to monitor it.

The best transaction monitoring software is one that fits your compliance needs without overwhelming your team. AML Watcher takes that approach by combining 150+ prebuilt AML typologies with the flexibility to build custom rules that match your specific risk appetite. Its augmented intelligence, built on 10,000+ hours of compliance expertise, helps reduce false positives so analysts can focus on what actually needs attention. It is a practical choice for organizations that want accuracy and control in one place

AML Watcher supports integration across JavaScript, PHP, Python, Ruby, Go, C#, Java, and cURL, with pre-built libraries to simplify the process. The API is designed to work across various tech stacks, and on-premises deployment is also available for teams that need full infrastructure control. The AML Watcher team provides hands-on support from day one.

We have a lot to offer

Pair Transaction Monitoring with other screening solutions for Thorough AML Compliance

Sanction Screening

Get up-to-date data from our carefully created database of 215+ sanction regimes, covering 80+ languages to meet your specific needs.

Learn more

Adverse Media Screening

Get adverse media intelligence in any language from any country, tailored to your specific needs.

Learn more

Watchlist Screening

Get updated, local and global data on criminals, fugitives, warning lists, law enforcement, and whatnot from 235 countries and states.

Learn more

PEP Screening

Screen PEPs using our proprietary database from 100,000+ data sources covering 235+ countries and states with the exclusive availability of local PEPs screening.

Learn more
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